Mensajepor quique43 » Mar Nov 02, 2021 7:13 pm
Para información. Como curiosidad.
La nota comenta como la inflación en ascenso en USA, que llega al 5.4% anual, , y los ahorristas que mantienen sus ahorros en depósitos perciben solo un interés del 0.02% anual, y propone que la pérdida pueda ser deducida de impuestos.
Esto ocurre en USA, por la gran emisión de dinero por la Pandemia etc. Propone para "rectificar la autopista del robo" a los ahorristas un Acta que los proteja de la pérdida de valor del dólar.
Màs o menos como en Argenlandia en otra dimensión por supuesto, las lebacs pagan 37/8 % contra el 50% de inflación anual, la licuadora del gobierno a pleno.
Cómo los gobiernos estafan a sus ciudadanos que no conocen, con las devaluaciones de sus monedas.
Y si les proponemos a los Yanquis, que compren pesos Argentinos?
Por otro lado acà entre otras cosas se ahorra en dólares, sería mejor ahorrar para los que lo hacen de ese modo, en una moneda que tenga menos inflación que en USA, Guaraníes, Chilenos, o la que vean mejor.
MisesInstitute
Since the early 1980s the fed funds rate has been dropping, not in a straight line, but more like a staircase. Currently, the fed funds rate is a tad above 0 percent while the inflation rate has clearly accelerated in the past year to more than 5 percent. The interest rate on bank money market accounts is 0.02 percent at my bank. Inasmuch as I have a substantial amount of cash reserves—funds for the proverbial rainy day—I and tens of millions of Americans are losing hundreds of billions of dollars in interest due to the Federal Reserve’s super easy money policies.
To rectify this highway robbery I propose the Congress pass and President Biden sign the Savers’ Protection Act. The act would state that if the interest rate on savings accounts, money market funds, and other short-term instruments are less than the rate of inflation, savers will deduct the lost savings on their tax return. For example, if someone has $100,000 in a money market fund the account should pay at least the rate of inflation for the year. Today that would be about $5,000. I propose a tax credit of at least 50 percent of the lost interest, $2,500 or more.
If the federal government does not protect the American people from the Fed’s reckless monetary policies, which have caused prices to accelerate and have blown up another financial bubble, then the public “could go on strike” and withdraw their money until banks pay us a market rate of interest. As every undergraduate business student learns in a corporate finance course, the nominal rate of interest on a risk-free asset, such as a bank account, equals the real rate plus the inflation premium. The American people should earn 7 percent on their savings accounts. I would be content at this time to earn the inflation rate on my money market account.
Author:
Contact Murray Sabrin
Dr. Murray Sabrin retired on July 1, 2020 as Professor of Finance. On January 25th 2021, the Board of Trustees awarded Dr. Sabrin Emeritus status for his scholarship and professional contributions during his 35-year career. His book, Universal Medical Care: From Conception to End-of-Life: The Case for a Single Payer System, calls for the individual or family to be the single payer to restore the doctor-patient relationship. His latest book, Navigating the Boom/Bust Cycle: An Entrepreneur’s Survival Guide, was published in October 2021. Sabrin is the author of Tax Free 2000: The Rebirth of American Liberty, a blueprint on how to create a tax-free America in the 21stcentury, and Why the Federal Reserve Sucks: It Causes, Inflation, Recessions, Bubbles and Enriches the One Percent, which is available on Amazon.
